All states have different laws regarding auto insurance. For Pennsylvania drivers, the “right to recover damages” is labeled as “tort options” in car insurance policies. An individual’s level of tort coverage defines his/her ability to seek compensation for an accident in which that person is injured by the actions of another driver. As part of [...]

Pennsylvania law requires all drivers to purchase and carry automobile insurance, however, the level of coverage is customized by the policy holder. Two optional, although important and often overlooked, components to motor vehicle insurance are Uninsured Motorist Insurance (UM) and Underinsured Motorist Insurance (UIM).

Erie Indemnity Co., one of Pennsylvania’s main insurance companies, has found itself involved in an uninsured motorist (UM) and underinsured motorist (UIM) coverage dispute, which has grasped the attention of the Insurance Department.

The thought of anyone staging an auto accident is quite shocking, especially if the intention is to deprive others of the financial assistance that insurance is supposed to provide. Car accidents in Philadelphia and throughout Pennsylvania take place frequently enough due to negligent motorists and for various other reasons without adding those running insurance schemes [...]

Mercury contamination is a serious issue and can make a building unsafe to inhabit due to potential health risks. Two owners of a day care in New Jersey shut down their business only to be informed on the same day by state officials that high levels of mercury on the premises, which used to be [...]

A federal appeals court in Pennsylvania has ruled that the city of Easton, and not its insurance company, must pay a multi-million dollar settlement with the widow of a police officer who was accidentally shot by another officer inside the police department’s headquarters.

For any consumer looking for the insurance policy that works best for them, he or she hopes to never actually have a reason to file an insurance claim. However, the unexpected often happens in which consumers should be able to rely on their insurance company to uphold their end of the bargain as a business [...]

Many residents in Pennsylvania and throughout the United States have been unable to sell their homes since the National Flood Insurance Program (NFIP) ended in March. A Philly Burbs story discusses one Harrisburg-area family’s difficulty in selling a house that is situated on a flood plain. Their frustration, according to the article, stems from having [...]

Whether you support or oppose the new health care reform plan, it’s tough to argue that no-cost preventative care as part of a health insurance policy may help improve the finances and well-being of several Americans. A New York Times story discusses how the new health care plan will include immunizations, cancer screenings and checkups, [...]

State governments are taking a close look at the policies of large state health insurance companies after some extreme rate hikes caused uproar in California.